Happy New Year! I hope you are excited about all the fabulous and amazing things that’s going to happen for you this year! You know my motto…Speak over yourself! Expect the great and put the work in!
I wanted to share something that I found on Facebook. Kossandra Moreland of Union City, California shared this amazing savings plan and idea for her friends. Now I’m not sure who the original author is of this plan but it has gone viral and being shared all over social media.
One of my goals this year, sidebar: you see I said “goals” and not resolutions was to come up with a personal savings plan. Now I already put one in place through my bank, but this one right here I saw and think its just absolutely fun to do and something that everyone can join in on.
It’s called the 52 Week Money Challenge Plan. For example, there are 52 weeks in a year. So each week you deposit the number of the week that we are in a savings account. For example this is the 1st week of 2013, so you will deposit $1.00 into your savings account. Next week will be Week 2, so you will deposit $2, and so on. The biggest amount you will deposit is $52.00 and that will be the very last week of 2013. Now isn’t that simple and easy?! There’s no club to join, no pyramids, meetings, schemes, none of that crap that “Ain’t Nobody Got Time For”! You are investing in yourself! I’m going to do it and I’m excited about. This is the year where we have to put the time and work in so that we can have different results. I don’t want to get to the end of this year and can’t see, feel, or be the change in the words of My Friend LaTrice Pace.
I hope you will join me 
DISCLAIMER: I didn’t create this chart, it was the image that was in my news feed, so thank you to whoever drafted this because it serves as a great visual to see the overall idea of the challenge.
I spoke with Ms. Moreland about what motivated her to do this plan and she said:, “I am a single parent, and I have worked at my job for 22 years. I just worked 53 hours alone in this payperiod and do this all of the time. I decided that this is the year that I will have something to show for working all of those hours instead of just bills left over at the end of the year.I work better if I am held accountable, even in my personal life, so I decided to see how many of my friends would be honest and say they needed help with a structured savings plan, and even if they don’t would they help me. I had no idea that it wold turn into what it has in just the last two hours.”
I’ve heard from others who have done programs like this for years and it has changed their lives! My thing is we have to break it down where its EASY and not HARD. It has to be something that everyone can do at any level! Now I do understand that some are able to do more and that’s perfectly fine, however the object of this is just to start somewhere. It’s not suppose to be rocket science or to compete with anybody or any other type of program.
Be Blessed…Be Encouraged…Be Inspired…Be The Change!
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Kassondra
January 3, 2013 at 4:02 am (UTC 0) Link to this comment
I love the fact that we are not holding this “good thing” to ourselves! Thanks for spreading the word on something God just dropped into my spirit!!!
Live Blessed!
Kass
Follow me on SocialCam Kassondra Perry-Moreland
Baron wilson
January 3, 2013 at 9:46 am (UTC 0) Link to this comment
Thanks a lot will pass it on
carolyn
January 3, 2013 at 10:02 am (UTC 0) Link to this comment
Im in
Shawnta
January 3, 2013 at 12:37 pm (UTC 0) Link to this comment
This is a great idea. I love trying new things and this looks easy and rewarding. Thanks for sharing. How do i join the group?
Karen
January 3, 2013 at 2:39 pm (UTC 0) Link to this comment
What a wonderfully simple way to save! I’ve already share this with many of my friends and everyone is so excited. This is also an excellent way to teach children how to save.
God’s blessings to you all!
Karen
tiashauntee
January 3, 2013 at 3:41 pm (UTC 0) Link to this comment
My husband and I are both doing it. Our total will be doubled, I’m excited
LaQuetta
January 3, 2013 at 4:31 pm (UTC 0) Link to this comment
This is an awesome idea. I was looking for a easy way to save and I believe this will do it. I will get started this week. Thanks
Kerry
January 3, 2013 at 5:01 pm (UTC 0) Link to this comment
I have shared this wonderful challenge with my colleagues and decided to support each other as a collective body. We are starting TOMORROW and all my family members will be advised of this great idea as well. HOORAY!
Yonna
January 3, 2013 at 5:04 pm (UTC 0) Link to this comment
I plan to do this…but I think I’m going to start doing it backwards. I will pay myself $52 this week, and go down from there…since at the end of the year, I’m sure I will need extra funds to go toward holiday gifts for my children. But STILL, this is an amazing idea!
Andrea
January 23, 2013 at 6:49 pm (UTC 0) Link to this comment
This is a idea. I will tell the people I forwarded this too!!!
Telka
January 3, 2013 at 5:05 pm (UTC 0) Link to this comment
Once you break it down, it makes it very easy to engage in this. Me and Azuree will be putting our best foot forward:)
Linda Cooper
January 3, 2013 at 5:10 pm (UTC 0) Link to this comment
I asked God to help me find a way to get things together and then a friend of mine sent me this saying she could probably do it. The Lord has come through again with a devine plan. I already have my first $1 put aside.
Jill Jasper
January 3, 2013 at 5:46 pm (UTC 0) Link to this comment
Yes, God does come through for His children. I was wondering how I was going to save some $$, and came across this method. I love it!! I can do this!! So easy and simple. Just my kind of plan. And when I succeed 52 weeks from now, I will give all the honor and glory to my Lord, Jesus Christ. Where there is a will, there is a way!
Debora
January 3, 2013 at 6:18 pm (UTC 0) Link to this comment
This is such a great idea, thanks for sharing.
Bessie
January 3, 2013 at 6:34 pm (UTC 0) Link to this comment
Sound good. thanks
Gee Cruz
January 3, 2013 at 7:13 pm (UTC 0) Link to this comment
I like this!!
Hazel
January 3, 2013 at 7:26 pm (UTC 0) Link to this comment
A friend posted this on facebook..What such a great plan(Challenge) too take. I thank God for this…Me and my husband is taking our own Challenge; and I am passing it along too my children and others.
Lynn
January 3, 2013 at 9:02 pm (UTC 0) Link to this comment
This is a great idea. I plan on sharing with my family.
Ida Thompson
January 3, 2013 at 9:03 pm (UTC 0) Link to this comment
Where there’s a wll there’s a way.
kim
January 3, 2013 at 9:06 pm (UTC 0) Link to this comment
I’m excited about this. It seems easy to follow. Good luck to everyone who will be doing this
Hazel
January 3, 2013 at 11:11 pm (UTC 0) Link to this comment
This is a good challenge….an error is found at week #49…..I am sure is a typo error…but it should not stop anyone#just saying#
Kathryn
January 4, 2013 at 9:45 pm (UTC 0) Link to this comment
Good catch! I have seen this chart all day. So really you will have more that posted by the end of the year. I think I may save this for my Christmas club account for next year. And stop at the week of Thanksgiving then start again with Christmas money I get.
Deidre
January 4, 2013 at 12:47 am (UTC 0) Link to this comment
This is a great idea! I think I will use a cookie jar!
Jay
January 4, 2013 at 12:50 am (UTC 0) Link to this comment
So would this be $1,378.00 on top of regular savings?
Jenn @ My {Not So} Glamorous Life
January 4, 2013 at 1:30 am (UTC 0) Link to this comment
THIS is a fabulous idea!!! Thanks so much for sharing!
Frieda Robins
January 4, 2013 at 1:41 am (UTC 0) Link to this comment
I like this concept of SAVINGS ACCOUNTABILITY… It’s an easy challenge that progresses to an EASY CHALLENGE
–I’ve joined in. It’s a good feeling and a blessing to know that you have a financial reward at the end, for all of your hard work and sacrifices.
Thanks for sharing K, Moreland!
sheron
January 4, 2013 at 2:37 am (UTC 0) Link to this comment
I am in. I had a difficult 2012 and 2013 is my season to be financially Blessed. I Love It!!!!!!!
Raymond Henley Jr
January 4, 2013 at 7:52 am (UTC 0) Link to this comment
I like this Idea, I am going to try this…………
Kim
January 4, 2013 at 2:38 pm (UTC 0) Link to this comment
My husband and I are in!!!
Carrie
January 4, 2013 at 3:22 pm (UTC 0) Link to this comment
I’m going to do it in reverse: $52, $51 and so on. This means that I’ll have more money faster that will be gaining interest all year. I know savings accounts are not the high-interest treasures they used to be, but every little bit helps!
angela
January 4, 2013 at 3:29 pm (UTC 0) Link to this comment
I’m in thanks for sharing
Marisa Ramos-Mason
January 4, 2013 at 3:45 pm (UTC 0) Link to this comment
I will do it I get paid once per month but this is a good plan. Thanks
Kate
January 4, 2013 at 4:01 pm (UTC 0) Link to this comment
Decided to do this in reverse… Just made my first deposit and set up a tracker for the end goal via online banking with my bank. Can’t wait to join the FB group and have people to help keep me on track!
Felicia
January 4, 2013 at 5:42 pm (UTC 0) Link to this comment
Great idea. I started an account in reverse order and another beginning with the $1.00. I’m excited.
Niki
January 4, 2013 at 6:05 pm (UTC 0) Link to this comment
This is a lovely idea, thank you for sharing.
My concern is that during the last 8 weeks of the year which turns to be Nov and Dec the amounts to be deposited for the saving are high (weeks 45-48: $186 per month and week 49-52: $ 202 per month) and this is during the holiday season when spending go up, it might be a strain on the budget.
Blade
January 4, 2013 at 6:53 pm (UTC 0) Link to this comment
This is a great plan… I too am a fan of doing it in reverse to capitalize on the interest. This is a great start for those who are just starting to save…because it’s easy and requires discipline.
Just a note though…check the figure in account balance at week 49…it should be $1225.00…just saying…you gotta keep an eye on the money! lol
Rakesh
January 4, 2013 at 8:03 pm (UTC 0) Link to this comment
I think its a great idea. I really like the backward option. I am even thinking of doing it in an accelerated pace. $2 for the first week and so on.
Thanks to whomever created this not so difficult task.
Placed the chart on my fridge and gonna highlight every week.
ROMAN
January 4, 2013 at 9:05 pm (UTC 0) Link to this comment
God bless you . This is good way of saving.
Constance Terry - Morris
January 4, 2013 at 11:30 pm (UTC 0) Link to this comment
My 9 year old has started the challenge. She is inviting her friends to join her. I started it also!!! We are so excited. The plan is great! :0)
Ida Thompson
January 5, 2013 at 3:26 am (UTC 0) Link to this comment
I’m excited about this plan and have shared it with my Bible study group.. Favor to all who embark upon this challenge, All our needs will be met and we will all be out of debt. Just add God’s super to your natural and watch your giving explode. Thanks so much for sharing…..Agape Love to all.
Janie
January 5, 2013 at 2:34 pm (UTC 0) Link to this comment
Thanks for sharing this idea. This is reminiscent of the Christmas clubs we used to do. My husband saw this challenge and he said “let’s do it” For all who start this challenge may God bless us all that we will complete it.
Joel
January 5, 2013 at 5:55 pm (UTC 0) Link to this comment
A great idea indeed! We picked it up to make it actionable more fun and easier to do with friends. I wrote an entry about it here http://blog.symbyoz.com/?p=531
NESSA
January 6, 2013 at 1:53 am (UTC 0) Link to this comment
MY HUSBAND AND I STARTED THIS WEEK, WE BOTH WILL BE PUTTING IN MONEY WHICH WILL BE DOUBLE THE AMOUNT AT THE END OF THE YEAR. I ALSO LIKE THE IDEA OF STARTING WITH THE 52.00 AND WORK OUR WAY DOWN.
Needean
January 6, 2013 at 2:09 am (UTC 0) Link to this comment
Im in great plan.
Needean
January 6, 2013 at 2:11 am (UTC 0) Link to this comment
I’m in great plan.
Kendrick Burden
January 7, 2013 at 1:25 am (UTC 0) Link to this comment
great plan
phk
January 7, 2013 at 3:19 am (UTC 0) Link to this comment
Great Idea. Easy enough for anyone to do yet greatly awarding. Added it to my list of 365 Resolutions in 365 Days
Vanessa
January 8, 2013 at 11:27 pm (UTC 0) Link to this comment
Thanks for sharing. Passing this along for sure!
Jackie
January 9, 2013 at 12:16 am (UTC 0) Link to this comment
Sounds like a plan!
Patrice Peterson
January 10, 2013 at 3:25 pm (UTC 0) Link to this comment
This is a wonderful idea. Our church program has started to do this. I am so excited about this.
Pauline
January 11, 2013 at 6:00 pm (UTC 0) Link to this comment
Awesome idea, thanks for sharing!
Annette
January 12, 2013 at 3:18 am (UTC 0) Link to this comment
Or another idea – divide the $1378 and save $26.50 each week
meloney hyde
January 16, 2013 at 5:30 pm (UTC 0) Link to this comment
we have also taken up the challenge. its a great plan, great idea
Sonia
January 17, 2013 at 12:27 am (UTC 0) Link to this comment
I’ve been putting $50 every 2 weeks on a regular basis so this year I’m gonna try adding the $1, then $2 and see what happens. A little extra here and there and I won’t notice it.
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