Happy New Year! I hope you are excited about all the fabulous and amazing things that’s going to happen for you this year! You know my motto…Speak over yourself! Expect the great and put the work in!
I wanted to share something that I found on Facebook. Kossandra Moreland of Union City, California shared this amazing savings plan and idea for her friends. Now I’m not sure who the original author is of this plan but it has gone viral and being shared all over social media.
One of my goals this year, sidebar: you see I said “goals” and not resolutions was to come up with a personal savings plan. Now I already put one in place through my bank, but this one right here I saw and think its just absolutely fun to do and something that everyone can join in on.
It’s called the 52 Week Money Challenge Plan. For example, there are 52 weeks in a year. So each week you deposit the number of the week that we are in a savings account. For example this is the 1st week of 2013, so you will deposit $1.00 into your savings account. Next week will be Week 2, so you will deposit $2, and so on. The biggest amount you will deposit is $52.00 and that will be the very last week of 2013. Now isn’t that simple and easy?! There’s no club to join, no pyramids, meetings, schemes, none of that crap that “Ain’t Nobody Got Time For”! You are investing in yourself! I’m going to do it and I’m excited about. This is the year where we have to put the time and work in so that we can have different results. I don’t want to get to the end of this year and can’t see, feel, or be the change in the words of My Friend LaTrice Pace.
I hope you will join me
DISCLAIMER: I didn’t create this chart, it was the image that was in my news feed, so thank you to whoever drafted this because it serves as a great visual to see the overall idea of the challenge.
I spoke with Ms. Moreland about what motivated her to do this plan and she said:, “I am a single parent, and I have worked at my job for 22 years. I just worked 53 hours alone in this payperiod and do this all of the time. I decided that this is the year that I will have something to show for working all of those hours instead of just bills left over at the end of the year.I work better if I am held accountable, even in my personal life, so I decided to see how many of my friends would be honest and say they needed help with a structured savings plan, and even if they don’t would they help me. I had no idea that it wold turn into what it has in just the last two hours.”
I’ve heard from others who have done programs like this for years and it has changed their lives! My thing is we have to break it down where its EASY and not HARD. It has to be something that everyone can do at any level! Now I do understand that some are able to do more and that’s perfectly fine, however the object of this is just to start somewhere. It’s not suppose to be rocket science or to compete with anybody or any other type of program.
Be Blessed…Be Encouraged…Be Inspired…Be The Change!